Investing News

Tax-loss harvesting (TLH) is a strategy to lower current taxes paid to the U.S. federal government by deliberately selling an investment at a loss—i.e., deliberately taking a capital loss—in order to use that loss to offset taxes owed on an investment sold at a profit—i.e., a capital gain—or even taxes owed on personal income. The

On Nov. 1, 2021, at the start of the 26th UN Climate Change Conference of the Parties (COP26) in Glasgow, Scotland, the White House issued two strategies to address climate change, one at home and one abroad. The first, titled “The Long-term Strategy of the United States: Pathways to Net-Zero Greenhouse Gas Emissions by 2050,”

A Citibank sign in front of one of the company’s offices in California. Justin Sullivan | Getty Images Investors just can’t seem to find a trough in this bear market, and are struggling to hold on to any optimism amid growing concerns of a possible recession.  However, the key to surviving a bear market successfully

The highest and lowest unemployment rates in the world vary dramatically, even among the Earth’s largest economies. Unemployment in the United States, the largest economy in terms of gross domestic product (GDP), was at 3.5% by the end of February 2020—the lowest rate in half a century—but quickly rose to 14.7% by April in the wake

Carbon dioxide (CO2) is an odorless gas that is highly important to life on Earth. CO2 is also known as a greenhouse gas; an excessive concentration can disrupt the natural regulation of temperature in the atmosphere and lead to global warming. The concentration of CO2 has especially increased as a result of the Industrial Revolution

The First Company to Issue Stock The Dutch East India Co. holds the distinction of being the first company to offer equity shares of its business to the public, effectively conducting the world’s first initial public offering (IPO). It also played an integral role in modern history’s first stock market crash. Often referred to by the

Traders on the floor of the NYSE, June 29, 2022. Source: NYSE (Click here to subscribe to the new Delivering Alpha newsletter.) A majority of Wall Street investors believe the market stands pretty much dead in the water for the rest of 2022 and, as a result, think it’s time to buy dividend-paying stocks, according to the

If you invest in stocks, you should keep an eye on the bond market. If you invest in real estate, you should keep an eye on the bond market. If you invest in bonds or bond ETFs, you definitely should keep an eye on the bond market. The bond market is a great predictor of

The standard deviation (SD) measures the amount of variability, or dispersion, from the individual data values to the mean. SD is a frequently-cited statistic in many applications from math and statistics to finance and investing. Standard error of the mean (SEM) measures how far the sample mean (average) of the data is likely to be

Bond prices are worth watching from day to day as a useful indicator of the direction of interest rates and, more generally, future economic activity. Not incidentally, they’re an important component of a well-managed and diversified investment portfolio. Everybody knows that high-quality bonds are a relatively safe investment. But far fewer understand how bond prices

A trader works on the floor of the New York Stock Exchange (NYSE) in New York, June 16, 2022. Brendan McDermid | Reuters SPACs, once Wall Street’s hottest tickets, have become one of the most hated trades this year. The proprietary CNBC SPAC Post Deal Index, which is comprised of SPACs that have completed their mergers

Student loan providers are the groups or organizations that finance a student’s education on the condition that they will be repaid at a later date. Approximately 43 million Americans held federal student loan debt in 2019. These compose the vast majority of student loans. Private loans can make up the difference when federal aid fails

In this article IMO-CA SU-CA ADBE AVGO KLAC A sign on the campus offices of chipmaker Broadcom Ltd is shown in Irvine, California. Mike Blake | Reuters As the first half of 2022 winds down, investors can be certain of at least one thing: This year will likely continue to be difficult. Economic risk is

What Is Venmo? Venmo started out as a free-of-charge peer-to-peer (P2P) payment app available for iPhones and Android phones. That service is still free, as is using Venmo to pay participating merchants, who now number in the millions. Some other services carry a fee. Payments that go through a credit card account rather than a

The option ticker explains four main things about the option: the underlying stock, whether it is a call or a put option, the expiration month and the strike price. An option ticker is quoted by a series of letters. This is a lot of information crammed into one ticker, but we can help you decode

Foreclosure is the process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership of the property. Although the foreclosure process varies by state, there are six common phases of a foreclosure procedure. Key Takeaways Foreclosure occurs when a lender seeks to seize the property used as

IRS Form W-9, Request for Taxpayer Identification Number and Certification, is used by businesses to get tax information from external parties. The information provided on Form W-9 informs the company of what information to include in the Form 1098 or Form 1099. Let’s take a look at who is required to fill out a W-9,

Monitors display Coinbase signage during the company’s initial public offering (IPO) at the Nasdaq MarketSite in New York, U.S., on Wednesday, April 14, 2021. Michael Nagle | Bloomberg | Getty Images Coinbase shares fell on Wednesday after rival crypto exchange Binance.US said it’s dropping certain trading fees for customers. Binance.US, the U.S. affiliate of the

When you have a big project to pay for and equity in your home, a home equity loan can be an obvious choice for quick and relatively low-interest cash. But, as with any kind of borrowing, home equity loans aren’t free. All home equity loans charge interest and most also charge fees that can significantly

Most Americans probably consider inflation in the short term when they go to the grocery store to buy food or fill up their vehicle with fuel. Not only does inflation affect the prices of consumer goods in the short-term, but inflation must also be considered when planning for costs in the future. On an individual